HUTANG MALAYSIA DAN INDEX PEMBANGUNAN NEGARA SEJAK MERDEKA

Kepimpinan kerajaan Dato Seri Mohd.Najib Tun Abdul Razak lebih mementingkan pembangunan negara yang berterusan dalam usaha menjamin kesejahteraan rakyat daripada menumpukan perhatiannya kepada mengumum dasar dan program yang mendatangkan populariti semata-mata untuk memenangi pilihan raya.

Najib Tun Razak menggunakan pendekatan Transformasi , bukan reformasi, untuk mengggerakkan pembangunan ekonomi dan pemikiran rakyat dalam usaha  menjadikan Malaysia sebagai sebuah negara maju yang berpendatan tinggi  supaya rakyat Malaysia dapat menikmati kesejahteraan, keamanan dan keselamatan secara berterusan pada masa depan.

Malaysia has transformed its ecomomy sector from a basic exporter of raw materials to a world’s top 20 trading nations.

INDIKATOR PEMBANGUNAN KUALITI HIDUP

    Average llife expectancy has improved  from 59.42 years (1960), 63.94 (1970),70.87( 1990) to 74.26 in year 2011. he current life expectancy for women was 76.51 and for men 72.1 years.  9 years above the world standard.

    The infant mortality rate ( per 1,000) has plummeted from 76  to 6.6 which is a developed nation standard.

    Malaysia enjoy the lowest under nourishment  rate less than 3 %  of the population, in the developing world.

    The number of hospitals has risen from merely 12 to more than 140 hospitals, with more than 25,000 doctors and almost 50,000 nurses.

    Malaysia’s literacy rate has risen from less than 50 % to more than 93 % among people ageg above 15 years and 100% among aged 15-24 years , one of the highest in the world.

    Malaysia’s school enrolement rate has risen fropm 58 % to almost 99 % , one of the highest in the world.

    According to UNESCO report, Malaysia devotes the highest percentage (almost 7%)  of its GDP to education (the highest  rate among South and East Asia)

     Malaysia has more than 50 universities managed by

by  government and private sector,  with more than 360,000 students , excluding 400,000 students enroled in private sector universities, with   more than 20,000 academic staff Professors, Associate Professors, Lectures) teach in Government universities.

    In the United Nation’s 2010 Human Development Index, Malaysia is classified as a country with high human development, ranking 57th out of 169 countries in the list.

    Malaysia has successfully reduced the unemployment rate to 3.1 % today, better than the most advanced countries, including USA, Norway and Japan.

    Malaysia has achieved a great success in encouraging women  participate in economic sector ( 55 % of Malaysian women)

Malaysian economic growth is at 5-6 % annually compared to the world’s 3 % growth.

INDIKATOR PEMBANGUNAN EKONOMI

    Malaysia’s Gross Domestic Product ( GDP) has grown more than 140 times, from RM 4.96 billion at independence to RM 679.7 billion today (1990) , RM 1271.5 billion (2011) to RM 1309 .6 billion (2012)

    Malaysia’s Gross Income Per Capital  from RM 400 per annum to RM 24,879(2009) to  RM  32,144 (2013) and expected to reach RM 34,126 (2014).

    Reserve Malaysia stands  at RM  444.9 billion (2013)

    Indeks Bursa Malaysia on (24 Oktober 2013) has reached at 1,818 points or trading value of  RM 1.66 trillion.

    Malaysia has achieved as the 14th most competetive trading nation in the world.

    Malaysia is the 20th leading trading nation in the world.

    Malaysia has been rated as the 6th  ‘ease of doing business’among 189 economies compared to 23rd place in year 2009  in the world by World Bank Ease of Doing Business Report 2014.

This has placed Malaysia in the same leaque as Singapore,Hong Kong,New Zealand,United States and Denmark.

    Malaysia is ahead of economies such as South Korea, Norway,United Kingdom,Australia and Finland.

    Malaysia scored 50 points and ranking 53 out of 177 countries surveyed by Transparency International Corruption Index (CPI)  in year 2013 compared to the score of 49 and ranked 54 out of 176 countries in year 2012. Among Asean countries, Malaysia is in 3rd place compared to Brunei and Singapore.  

HUTANG NEGARA

 Hutang negara juga dalam keadaan terkawal. Pada umumnya hutang negara dibahagikan kepada 2 kategori iaitu hutang luar negara dan hutang dalam negara. Pada umumnya, hutang luar negara yang  luar kawalan dikatakan boleh menyebabkan negara muflis. Hutang dalam negara adalah jumlah hutang yang disumbangkan  oleh hutang 3 sektor iaitu i. Kerajaan Persekutuan, ii. Hutang Sektor Awam dan iii. Hutang Berbankan dan Bukan Berbankan . Dalam konteks ini, hutang luar negara Malaysia adalah hanya 5 % daripada keseluruhan hutang negara . Manakala hutang dalam negara bagi  Kerajaan Persekutuan adalah hanya  2.2 % dan hutang dalam negara adalah 97.8 %. Hutang pembelian rumah, hutang peribadi, hutang beli kereta dan pelbagai hutang rakyat diperhitungkan sebagai hutang dalam negara.

Namun, hutang negara adalah hanya 53.76 % daripada jumlah pendapatan negara berbanding dengan hutang negara Singapura 113.18 % . Peratusan hutang negara Malaysia adalah dalam lingkungan kawalan dan kemampuan kerajaan Persekutuan.

Dakwaan Pakatan Pembangkang kononya negara menghadapi masalah kewangan malah kearah kemuflis adalah tidak benar sama sekali malah dilihat sebagai satu dakyah untuk mengelirukan rakyat bagi mengurangkan sokongan rakyat kepada kerajaan yang terus kini semakin meningkat. 

KESIMPULAN

 Marilah kita bersama-sama melihat rekod kejayaan Malaysia sejak merdeka sebelum dipengaruhi  dan menerima sebarang dakwaan-dakwaan yang disebarkan oleh pihak yang tidak bertanggungjawab terhadap kerajaan kepimpinan Dato Seri  Mohd.Najib Tun Abdul Razak.

Mohd. Najib TunAbdul  Razak  government  is giving  importance and priority to the needs and aspirations of all Malaysians particularly to improve the quality of life of the rural population. For an example: A sum of RM 6.5 billion has been allocated to implement the basic infrastructure such as water and electricity in 2013 bajet.

 Mohd.Najib Tun Abdul Razak government is also providing a favourable housing loans at a 4 percent interest rate for a maximum of RM60,000 for low cost houses, government guaranteed down payments of 10 percent for houses below RM220,000 for first time buyers earning less that RM3000 a month, and 50 percent stamp duty exemption for first-time house buyers of houses not exceeding  RM350,000.

An allocation of RM 300 million to implement the housing assistance programe to provide comfortable houses for the poor and hard core in rural areas. A total of 223 ,000 unit new  houses will be built by government and private sector in year 2014.  A sum of RM 578 million has been allocated to Jabatan Perumahan Negara to built affordable houses to middle income group.

The government has increased the allocation of subsidy for essential goods ( rice, cooking oil,sugar,flour,gas,petrol and diesel)  from RM 100 million in year 2010  to RM 200 million in year 2011 and RM 47 billion in year 2013 .

Kerajaan yang mentadbir  Malaysia sejak merdeka telah mencipta rekod cemerlang  dalam membangunkan negara ini daripada negara pertanian kepada negara Industri yang dunia mengkagumkan. Namun, Pakatan Pembangkang  mendakwa Malaysia gagal mengurus sosial-ekonomi negara  dengan cekap.

 Malaysia berada dalam landasan yang betul untuk mencapai status negara maju berpendapatan tinggi menjelang tahun 2020. Asas-asas ekonomi adalah kukuh dan mantap dengan stabil dan kukunya kedudukan kewangan negara . Rezeb negara adalah RM 444 bilion (2013).Manakala  Rezeb antarabangsa negara adalah RM 680 bilion dan Simpanan negara adalah 43 bilion.